Mistakes

The photo above highlights a mistake I recently made. Apparently, I didn't pay close attention to the directions! I was so excited to make a photo book of our recent trip to Egypt. I loaded about 80 photos into the program and couldn't wait to see the finished product. I received it in the mail, opened the box and just laughed at the title to my new book. I have since created a new title with a label maker and kinda put a fix on it. This is just the latest example of mistakes I make when I get in a hurry.

There was no real reason for me to be in a hurry on this book project. I'm retired and have plenty of time. At the time I sat down to do the project I had absolutely nothing planned. I have no idea what causes me to get in such a hurry sometimes. When I sat down to do the book something in me said do it as quick as possible and be done with it. You see the result.

This mistake made me think of numerous mistakes I have made in the past and all are probably related to rushing through whatever I was doing. Years ago when I was still working, I made the mistake a few times of putting on one blue and one black dress sock. Surely, everyone out there has done that. I always put the 10% ethanol gas in my cars, but I have made the mistake at least once of grabbing the premium gas nozzle and pumping away. When doing home improvement projects, I often cut the same wrong angle or wrong length twice in a row until I take my time to really look at what I'm doing. Another recent mistake I made was at Thanksgiving. My wife was making some fudge and asked me to get some of the ingredients for her including Vanilla Extract. I pulled out a bottle that looks like Vanilla but once she poured it in the mixture she turned it around to see I had given her Orange Extract! All of these mistakes could have been avoided if I wasn't in such a hurry.

I try my best not to hurry in life so I can enjoy a nice slow retirement vibe. Sometimes, I just can't do it and it gets me into trouble. Not serious trouble, but a little stupid trouble. I laugh at most of these mistakes and get on with my life so it's not too big of a deal.

I think mistakes just show we are human. I will laugh at my Egypt photo book for the rest of my life. I'm sure my wife and I will talk about our Orange Extract chocolate fudge every Thanksgiving. I laid new tile in the bathroom of our last home. In the very middle I had one tile that was just a little crooked. Most people would never notice, but I noticed it every time I went in there and I would smile about my handiwork. When I think about these mistakes they give me a little memory dividend that I mentioned in my last post. Without the mistakes, those particular things would have no acknowledgement in my brain.

How many times have you made silly mistakes?  What are the most memorable ones? Surely you have a unique story to share that still makes you smile today. How many times have you been in a hurry to get dressed and as you button up the shirt realize you have an extra button at the bottom on one side? You look in the mirror and realize your collar is also up a little on one side as you have buttoned the shirt all wonky.

Embrace your mistakes, learn and carry on. I will double check my work on the next photo book and I will always read the label on the Extract the next go around!

 

Memory Dividends

I recently read a great book, "Die With Zero" by Bill Perkins. It is a great book for everyone, not just retirees. It is a reminder that while working we are trading our living hours for money and that we need to enjoy that money at some point. With the point of spending being sooner than later or "some day".

One point of the book that really has stuck in my head is his description and discussion of memory dividends. The gist of the idea is that we create memories with experiences over the years and then those memories can pop up when you think of them and create a little bit of happiness again for that past experience. The more great experiences you have the greater your memory dividends can add up as you get older. 

As I look around my study, I get memory dividends as I look at photos from our recent trip to Spain, Italy and Egypt. I smile and feel happy just looking at the photos and thinking about that awesome experience. I can also see photos of Vietnam, Philippines, Hawaii and Singapore. I see figurines and statues of a cannon, a hula dancer, the Wall Street bull and a Merlion among many other trinkets I have picked up. In my glassed in bookcase I see a Key West sign, currency bills from different countries, color sheets that granddaughters did on a Disney cruise, bottle caps from a variety of root beers I've sampled and many other things. All of these produce memories and good happy feelings thinking back on those experiences.

Since reading the book, I have a new appreciation for creating experiences right now to enjoy and provide future memory dividends. I just turned 60 and feel like the next 5-10 years will be the best time to travel and do things before my wife or I get sidelined with an age related injury or disease that will slow us down. 

The experiences don't have to be travel. They can be a new thing you tried, a family event, a personal accomplishment and many other things. A couple of years ago I was on a quest to try 100 new things. Some of those experiences still pop up as memory dividends. One of those "new things" was attending a rattlesnake festival. I dislike snakes as much as anyone and this memory popped up the other day with a discussion with my oldest granddaughter (6 years old). We have a running joke of me being afraid of snakes while she likes them. She will often put a play snake near me or on me to try to scare me. Of course Pawpaw always screams like a little girl to her great delight!

I encourage you to read the book or any other book that stresses living in the now rather than wait until "some day" to do that thing you've always wanted to do.  

How do you remember great experiences you have had in the past? Do you hang photos or collect small souvenirs like me? Or do you have another way to record those experience to remind yourself? Maybe a journal or scrapbook? Let me know of any great experiences you have had that continue to provide you with memory dividends today.

Also comment on the book if you have read it and tell me your thoughts and anything that jumped out at you. 

It's Been Awhile

I have been away from posting on this blog for over a year now and I apologize for the long break. I completely forgot about the blog for awhile and just recently thought "Why don't I get back to writing a little on the retirement blog?". So, I hope to work on a new post soon and then get back to regularly writing posts to see if there is any readership interest out there.

For those of you who have visited lately to read old posts, thank you and stay tuned. 

Reunions

When I was a young kid and up until my late teens, my dad's side of the family had a few family reunions. I remember attending a few of them and seeing aunts, uncles and cousins galore. It mainly involved getting together to catch up, letting the cousins play and eating a lot of food. I think I had one or two aunts and my grandmother who set these reunions up. After graduating high school I don't remember any family reunions. If there was one, I didn't attend. I don't know if it was due to the cousins all growing up or the aunts and grandmother aging and not interested in continuing the work that it would take to plan the reunion..

This past weekend my wife and I attended a high school reunion. Our school was very small, so every two years there is one "all school" reunion. This year marks my 40th year since graduation and I had never been to one of the all school reunions. This year my sister was in charge and we decided it would be fun to go. We enjoyed it very much and enjoyed seeing people we haven't seen in many, many years. I was class of 1984 and my wife was class of 1987. There were five of us from my class and it was good to see them. I think there were four from my wife's class. We also got to see a few graduates that were a year or two above and below us and got to see our Principal and a couple of teachers. My high school math teacher was there and we were very surprised to see each other. That's him in the photo above. 

We have vowed to continue to go to this school reunion every two years and try to encourage other classmates to come and join us all. My graduating class only had 18 and I would guess all other graduating classes were similar in size. So, you can see why the need for an all school reunion would work for this small town. 

Reunion is an instance of two or more people coming together after a period of separation. With that definition, I have attended numerous small family reunions when I attend a funeral. Unfortunately, these are not happy reunions. Other small reunions my involve birthday parties, weddings, graduations, etc. You could have a small reunion when welcoming home a friend or family member after living away or welcoming home a service member after a lengthy time away in the military.

In retirement and with age these reunions may become more fun. Seeing and visiting with family and friends, that you haven't seen in awhile, is always fun. What kind of reunions do you enjoy? Does your family have regular family reunions? If so, who plans them and what type of activities does everyone do? Do you enjoy family or high school reunions or do you avoid them for some reason?

Root Beer Update!

Back in February I posted about root beer and my quest to try some new brands. I have purchased numerous different brands here in OKC and picked up six new brands on a recent trip to Kansas City. The store in Kansas City probably had about 50 or more brands! Here are some of my most recent taste tests. I have rated them on a scale of 1 to10. I tend to favor the sweeter variety. I have about ten more brands in the fridge awaiting a try. Have an awesome root beer summer!

 

1.      Rocky Mountain Root Beer  2/27/24     (5)

2.      Bull Dog Root Beer 2/29/24  (6)

3.      Red Arrow Root Beer 3/2/24  (7)

4.      Dang! That’s Good 3/19/24  (5)

5.      Sprecher 3/30/24  (7)

6.      Americana 4/5/24  (9)

7.      Dog N Suds 4/17/23  (7)

8.      Death Valley Root Beer  5/16/24  (8)

9.      Gene Autry Root Beer 5/28/24  (7)

10   Poppi   6/19/24   (-2)     Yes -2. I did not like this one past two sips!

11   Oak Creek Barrel Aged Root Beer 6/20/24   (8)

12   The Pop Shoppe 7/2/24  (7)

More Preparation

 

My son and I had a discussion last year about purchasing first aid kits for our vehicles. He bought a kit for his car. I never did, so I got online last week and bought two kits and the following is the reason why I got motivated to be more prepared. 

On a recent trip to Kansas City to visit the WW1 museum, I was reminded to be more prepared for emergencies. My son, my wife and I were driving up Interstate 135 when we came upon a vehicle accident just south of Newton, KS. We rolled up on this major accident within a minute or two of it happening. I could see a jackknifed big rig across the interstate and a badly damage car closer to us. I asked my son if he had his first aid kit and he said he did. He grabbed his kit and we headed to the damaged car to see if we could give assistance. 

One man had beat us to the car and was walking back toward us when I asked if anyone was in the car. He replied that he didn't see anyone in the front but did not check the back. I went up to the car and had to move the side airbags away to look in the back seat and back luggage area. Luckily, I found the car empty. Another woman walked by us carrying a towel and said there was a body in the road. We returned to our car and tried to calm down a little. I tell this story to emphasize preparation again. My son's kit was a first aid kit that included the basics but also has chest seals and a tourniquet. Had we come upon someone hurt, we would have had the tools to bandage a small wound or for something more serious until first responders arrived.

We later learned, through an internet search, that the driver was a 29 year old female. She had crossed the median and hit the big rig head on. The cause was unknown and she was not wearing a seat belt and had been thrown from her car. We were shocked at the loss and I wished the outcome would have been better, but I was glad we were prepared had we found a child or another person needing immediate first aid. I hope to never come upon a scene like this again, but if I do, I want to be prepared. 

I bought kits that included one tourniquet and chest seals. I had training on using both during my career. I recommend that you watch an instructional video online to learn how to quickly apply either of these life saving tools.

Similar prep can be done at home for a variety of things. I have a fire extinguisher in the garage. I have placed bottled water in our underground shelter in the garage. I'm sure there are more things that I can do for other situations that may arise. I do not have 6 months worth of food, water and ammunition stored up like a true prepper may have. But, I hopefully have a few basics to get me through whatever comes my way.

Do you have a first aid kit in your car for emergencies? How about a small took kit, jumper cables or other emergency items? If you have a kit, have you ever had to use it for a more serious situation? Do you have any other preparation ideas that I need to consider?

Stay safe out there!!

Preparation

I just hit my 5 year mark of retirement! It has passed so quickly and I better get busy over the next years and live it up before the next 5 years zoom by.

Prior to retirement, preparation is the key. Many spend years preparing for retirement. I spent 33 years saving in to the government version of a 401K in preparation for retirement. Some people prepare by saving, some by investing in real estate or other investment and income producing products. Some people never prepare and just as my 5 years of retirement quickly passed by, their 30-40 years of working passes by with nothing saved for retirement. Reminds me of the grasshopper and ant fable where the ant works hard to prepare for the winter while the grasshopper did nothing. The grasshopper played around all summer and then had nothing to eat that winter. The news is full of stories about the number of people, at or close to retirement, with little to nothing in retirement savings.  Preparation is key to a good retirement and requires some sacrifice along the way. I was very fortunate to have the career that I had that included a pension plus any 401K savings. I certainly understand that saving is hard these days, even if you have a middle class income. For some, preparation for retirement is difficult if not impossible for a variety of reasons.

The grasshoppers of the world are a different story. The grasshopper is able to prepare but just fails to do it because it is more fun to live it up in the moment and not worry about tomorrow. Today's grasshoppers are buying more car and house than they can really afford. Today's grasshoppers are wearing expensive clothing and carrying around the latest gadgets. Today's grasshoppers are going to wake up in 30 years and then panic because they can't retire.

Retirement preparation is not all finance. We need to prepare in other ways. We have to prepare for the extra time on your hands and what our retirement days are going to look like. We have to prepare for possibly living on less. Even in retirement, there is preparation to be done. We need to monitor the savings and income to make sure it will last for another 30 plus years. We need to continue to prepare for the future with decisions of downsizing a house or moving into a retirement community. We need to prepare for aging in place by making our homes easier to live in as mobility and dexterity may become issues. I have read of recommendations of replacing door knobs with door levers to make it easier to open. Other recommendations are to have a walk in shower with no step, have brighter lighting and widening doors for wheelchair access if eventually needed.

Other retirement preparation will include wills and long term care insurance. I have a will that I completed online but I have yet to check on the insurance. 

What other preparations can you thing of that are needed leading up to retirement and during retirement? Have you explored long term care insurance yet? Have you made any improvement to your home for aging in place? At 58 years old, I don't think too much about these things, but I do need to begin preparing for the future.